🔍 How to Check Your Insurance Policy for Lock Requirements
☝ Find the Security Section – Look for headings like “Minimum Security Standards” or “Locks.”
👆 Check for Specific Wording – Does it say BS3621? TS007? Or just “approved locks”?
🙏 Look for Door Type Details – Wooden doors often require BS3621; uPVC/composite doors may need multi-point locks.
😐 Don’t Forget Windows – Many policies require key-operated locks on accessible windows.
😏 Still Unsure? – Contact your insurer or call us. We’ll explain what it means and check your locks for free.
💡 What is Contents Insurance?
Contents insurance provides insurance cover for your possessions and valuables within your property — whether owned or rented. The level of cover will be set out in your policy documentation. Contents insurance is usually renewed annually and paid on renewal or in monthly instalments.
🔒 What is BS3621 or TS007?
These are locks that are officially tested to specific standards, which can include the following checks:
- A minimum of five levers (for lever-operated mortice locks)
- Anti-picking mechanisms
- Drill-resistant plates or rollers
- A bolt throw of at least 20mm into the door frame
- Keyed egress — a key is required to open the lock from both sides
🏠 As a Tenant, Do I Need Contents Insurance?
Legally, you do not need contents insurance, but it is generally recommended to protect your belongings from theft, fire, or accidental damage.
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